BUFORD CITY
SCHOOLS
DISABILITY
What is Short-Term Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a short period of time. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
What is Long-Term Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a long period of time, up to Social Security Normal Retirement Age. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Plan rules:
• Eligibility: Eligibility: Full-Time Employees working 20 or more hours per week
• Coverage through One America
• Employee must be actively at work on the effective date
• Employees have to exhaust sick-leave before benefits are payable
• No health questions - Every Year!
• Buford City Schools provides all eligible employees with Long-Term Disability (LTD) coverage at no cost to you- You will be automatically enrolled in this benefit when hired
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
