DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a short period of time. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a long period of time, up to Social Security Normal Retirement Age. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 

Plan rules:

Eligibility: Eligibility: Full-Time Employees working 20 or more hours per week
• Coverage through One America
• Employee must be actively at work on the effective date
• Employees have to exhaust sick-leave before benefits are payable
No health questions - Every Year!

• Buford City Schools provides all eligible employees with Long-Term Disability (LTD) coverage at no cost to you- You will be automatically enrolled in this benefit when hired

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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