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DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a short period of time. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 

What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a long period of time, up to Social Security Normal Retirement Age. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

 

Plan rules:

  • Eligibility: Eligible full-time Employees working 20 or more hours per week

  • Coverage through One America

  • Employee must be actively at work on the effective date

  • Employees can start/stop sick leave. Decision must be made at the beginning of leave.

  • No health questions - Every Year!

  • Buford City Schools provides all eligible employees with Long-Term Disability (LTD) coverage at no cost to you- You will be automatically enrolled in this benefit when hired

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The Buford City Schools Benefits Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).

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