PERMANENT LIFE

What is Permanent Life Insurance?

Permanent Life Insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, a permanent insurance policy will remain in force for as long as you continue to pay your premiums.

Plan Rules:

• Eligibility: Full-time employees working 20 or more hours per week, spouse, and children (up to age 26) andgrandchildren
• Coverage provided by UNUM
• Must be actively at work on the effective date
• Permanent Life offers the flexibility to meet a variety of personal needs while allowing employees the choice
of benefit and premium amounts which fit their paycheck and life style.
• Underwriting is required. Coverage is not guaranteed
• Keep your coverage even if you retire or change employers

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The Buford City Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).