VOLUNTARY LIFE & AD&D

What is Life & AD&D Insurance?

Voluntary plans allow the employee to decide whether or not they want to enroll in life insurance and AD&D. The employee typically covers the premium costs for any voluntary coverage they elect. For voluntary plans, employers can typically determine a range of
coverage amounts for their employees to choose from.

Plan Rules:

•Eligibility: Full-time employees working 20 or more hours per week, spouse, and children (up tp age 26)
• Coverage through The Hartford
• Must be actively at work on the effective date of coverage
• If electing for the first time outside of the initial open enrollment period, health questions will be required
• Employees not previously enrolled must answer health questions if enrolling this year

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